We offer a range of terms and competitive interest rates

Rates & options

Our terms and interest rates are set out below.

Investment term $5K-$19,999 >$20,000 >$100,000
3 Months 3.25% p.a. 3.60% p.a. 3.85% p.a.
6 Months 3.70% p.a.
3.95% p.a. 4.25% p.a.
9 Months 4.00% p.a.
4.25% p.a. 4.50% p.a.
12 Months 4.05% p.a.
4.30% p.a. 4.55% p.a.
18 Months 4.05% p.a.
4.35% p.a. 4.60% p.a.
24 Months 4.05% p.a.
4.40% p.a. 4.65% p.a.
36 Months 4.10% p.a.
4.45% p.a. 4.70% p.a.
48 Months 4.30% p.a.
4.55% p.a. 4.85% p.a.
60 Months 4.40% p.a.
4.65% p.a. 4.95% p.a.

Payment options

Paid quarterly

An investor receives a regular income from their secured deposit by having the net interest amount paid quarterly by direct credit to their nominated bank account.

Compounded quarterly

An investor can choose to grow their secured deposit by having the net interest compounded quarterly and added to the amount of their original secured deposit.

Other features

Other features of Liberty Financial Limited's Secured Deposits include:

A minimum investment amount is $5,000;
Interest rates that are fixed for the term of the investment;
Terms that generally range from 3 months to 60 months;
Specific investment terms or an agreed specified maturity date; and
net interest (being gross interest less withholding tax or approved issuer levy) that is paid or compounded quarterly in March, June, September and December.

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Issuer Liberty Financial Limited. Product Disclosure Statement (PDS) and Supplementary Document available here or at www.companiesoffice.govt.nz/disclose.

Approved applicants only. Lending criteria applies. Fees and charges payable. All rights reserved | Liberty Financial is a registered trademark.