Term Deposit Interest Rates
Our terms and interest rates are set out below.
Interest Rate (Per Annum)
| Investment term | $5K-$19,999 | >$20,000 | >$100,000 | >$250,000 |
| 3 Months | 2.75% p.a. | 2.95% p.a. | 3.25% p.a. | 3.25% p.a. |
| 6 Months | 2.90% p.a. |
3.15% p.a. | 3.65% p.a. | 3.70% p.a. |
| 9 Months | 3.10% p.a. |
3.25% p.a. | 3.80% p.a. | 3.90% p.a. |
| 12 Months | 3.20% p.a. |
3.45% p.a. | 3.85% p.a. | 4.00% p.a. |
| 18 Months | 3.25% p.a. |
3.50% p.a. | 3.85% p.a. | 4.05% p.a. |
| 24 Months | 3.35% p.a. |
3.60% p.a. | 3.85% p.a. | 4.10% p.a. |
| 36 Months | 3.45% p.a. |
3.70% p.a. | 3.95% p.a. | 4.15% p.a. |
| 48 Months | 3.55% p.a. |
3.80% p.a. | 4.05% p.a. | 4.30% p.a. |
| 60 Months | 3.65% p.a. |
3.90% p.a. | 4.15% p.a. | 4.40% p.a. |
Payment options
Paid quarterly
An investor receives a regular income from their term deposit by having the net interest amount paid quarterly by direct credit to their nominated bank account.
Compounded quarterly
An investor can choose to grow their term deposit by having the net interest compounded quarterly and added to the amount of their original term deposit.
Other features
Other features of Liberty Financial Limited's Term Deposits include:
A minimum investment amount is $5,000;
Interest rates that are fixed for the term of the investment;
Terms that generally range from 3 months to 60 months;
Specific investment terms or an agreed specified maturity date; and
net interest (being gross interest less withholding tax or approved issuer levy) that is paid or compounded quarterly in March, June, September and December.
